Elizabeth Barry is Finder's global fintech editor. That's is awesome!And remember, you can earn 5€ with this promotional code: orlandoz6336, Only the latest review will count in the company's TrustScore. N26 didn't refund any of them, and did not even reply on most occasions, they just filed and ignored the issue. This internet-only, fully-licensed European bank offers most of the accustomed features, regulation, safety, and service of the regular banks, but in a lightweight mobile app. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. You can do a lot with N26 in the Netherlands. Rubbish. I am trying for a month to get verified but for some reason they do not accept my ID which is from a European country, I said to them to change my nationality as I have dual citizenship and the process is taking 1 and a half months now an still counting, my employer requires the IBAN number in order to get my salary but now the deadline is over and I will NOT receive my salary this month as scheduled - Thank you N26! If you are in the Eurozone and wish to move away from incumbent banks but prefer the safety of a banking license, N26 is the way to go. N26 is the 3rd online banking account that I opened,after being disappointed by 2 different ones first. I was asked for more information to be sent via the app, which I was unable to do. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. I raised a number of chargebacks due to online shopping issues. N26 Netherlands review A digital bank with insurance options, low-cost travel and more. Useful and affidable. Anyway, the sign-up process was complete, I had been accepted and the account was ready to use. I waited a while with a review. Rosie Greaves 14 Januarie 2021. Erroneously withdrew 3 separate $500 transactions from a linked external account after the app gave me "unexpected error" on the frontend, which were never deposited to my N26 account. Whereas those who rated N26 … I would resolve this issue easy on my own with my landlords, but when I tried to download transfer confirmations, I got the same confirmations with the same date of 1st of December for both of the payments, so I’m missing the evidence to resolve my problem. N26 is a digital bank account and app that has a bunch of useful features. I guess they have to deal with too many customer requests every day, so need to be patient. I have respected the terms and conditions for the termination but suddenly they need more verifications arguing it is due to the amount of money in the account... then their latest trick is that the IBAN of my French account doesn't work to transfer the remaining funds, can you believe it ?it's been 3 weeks and I still can't close my account... made complaints to the BaFin and ODR but it's going to take month before they force N26 to close my account. Get your complete banking package via the app for only €5 a month and enjoy multiple (saving) accounts and even a free credit card if you wish. We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. When you deposit money into your N26 account, it is protected up to €100,000 by the German Deposit Protection Scheme. They said they will transfer my funds but no certain time when. Includes a free debit card with travel benefits. Are there any limits or fees on money going into my account? This includes: N26 offers four different account tiers: the standard N26 bank account, Smart, You and Metal. Terrible “bank” if we can call it that. A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances. Please bear in mind that we are now in the year 2021 and not 1981. I spoke to two customer service people after I finally got around the computer bot that aparently always starts the chat. GBP,SEK,PLN,CHF,DKK,NOK,USD,CZK,CNY,ANR,CAD,AUD,NZD,AED,UAH,HUF,BGN,GEL,RON,EUR. I am reviewing the N26 cards, its features, the N26 customer support and the overall user-friendliness of the N26 cards. In terms of app security, N26 offers a Bug Bounty programme which has cash rewards to encourage security researchers to track down bugs or vulnerabilities. We compare from a wide set of banks, insurers and product issuers. Tuis » Betalings » N26 Review (Jan 2021): Alles wat u moet weet. You should consider whether the products or services featured on our site are appropriate for your needs. In conclusion, N26 is a great service that provides you most of the accustomed features of a regular bank, but in a completely digital way. While. Just how wrong I was will be explained in the following paragraphs.I applied for my account around the beginning of April 2020 and was accepted within literally minutes. very panthentic!! It was established in Berlin. A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more. All four accounts come with a Mastercard, an app, free ATM withdrawals in Euros and free payments in any currency. N26, not really a bank by any stretch of the imagination. I had a great experience when I was about to open the account. I've been an N26 customer for 4 years. The Smart, You and Metal accounts each have monthly fees attached to them but also more features for you to benefit from. No credit checks and receive your card within 24 hours. N26’s mobile app puts the control in your hands with real-time banking: categorize your spending, send money to friends, save and budget your money, enable/disable foreign … Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. N26 you should really give me a call, I would like to have a chat.In chat support your I had 4 employees ending the chat and saying that they have no further information to give me, so impolite to ending it without even letting you talk..I really like this bank and need it for my share business, please contact me.Give me a call, I would like to find a solution and fix this with you.I probably made a mistake, but i don't deserve this, you guys are awesome but you could do better at the customer service. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. N26 review: a challenger bank lacking key features. Today, N26 has reimagined banking for the … With the terms and conditions, you quickly notice that the company does not want to keep customers long, they only allow customer one day to comment, otherwise the complaint will no longer be processed and further emails will be ignored!.I contacted JudithMacrina At Yahoo..màil she helped me retrieve fair amount of my lost funds without any hitch, to those who have been affected or in similar situation, get in touch with her. These include: We update our data regularly, but information can change between updates. They could not even tell me basic info like partnerships of the bank. In this N26 bank review, you will find out whether the N26 card is for you. We value our editorial independence and follow editorial guidelines. N26 review - N26 … My metal (literally) debit card turned up some weeks later so everything was going simply fine.Covid 19 had raised its ugly head at the beginning of the year and as with many countries Spain went into lockdown and almost all employees throughout the country were eventually laid off or furloughed. We’ve received … THE REAL PROMOTION VALID 2021 IS FROM €5 TO €15 NO MORE, BASED ON THE ACCOUNT THAT YOU WILL CHOOSE whoever wants to try N26 during registration the code:alessiov3607 and receive the bonus as soon as a credit card payment of €10 or more is made in a physical store, in practice and as if you would have a coupon.I have been a customer for over a year and I find the N26 bank very good, easy and comfortable to use. I asked for an email or call back with an update by end of day, as I'm still out $1500 at this point. Does not appear to be any cohesive notation or CRM happening on the backend as I have to re-explain my situation every time.When I finally reached somebody on the phone about this issue, and provided transaction trace numbers I had to obtain from the external bank, I was on hold for about 20 minutes and then told they could only locate 1/3 of the transfers. Optional, only if you want us to follow up with you. N26 Review Introduction. Receive a stainless steel Metal card available in 3 shades, an insurance package, exclusive offers, and great rates and fees. These include automatic spending categorisation, letting you know your daily spend, the ability to set withdrawal limits and a feature called Spaces to help you save for a goal. N26 Review: A New Kind of Digital Bank for a Mobile World N26 is a digital bank that connects to a smartphone app & provides a free physical bank card. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. It is a good card. By submitting, you agree to the Finder Privacy Policy and Terms. N26 locked my account without a notice. The bank is fully controlled through your mobile phone. finder has access to track details from the product issuers listed on our sites. N26 has formally learnt from Italian bureaucracy. I made calls at 17:50, 17:53, 17:57, 18:01, 18:11, 18:21 where he kept shouting over me, and cutting me off when I disagreed with him. Also, you can earn 5€ with this referral code: orlandoz6336PROSMobile app, Free account, card, and very low feesFree ATM withdraws (3 per month anywhere worldwide) and Inexpensive currency exchangeCONS 24X7 phone support not available, Limited to Europe & US and Potential re-verification issues. Discriminate based on your citizenship even if you are an Italian resident with legal and valid documents. I was sharing a great impressions of N26 as you – I was telling everywhere it is the best bank. I have a UK bank account but with Brexit looming on the horizon I decided it would be prudent to open a Spanish bank account.I did my research over a period of a few weeks and decided to go for N26 because they seemed to offer one of the best overall packages. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card comes home for free, within days, the … A combined current account and IBAN account with unlimited free currency conversions and international transfers in 30 currencies. The Metal account comes with a stainless steel Mastercard available in three shades. An account with an exclusive stainless steel card. That didn't happen, and I had to then call back the next day, was disconnected from my initial support call, and had to re-explain the entire situation to the next rep. The app offers spending insights, security options and other useful features to help you understand and manage your money. Founded in Berlin, N26’s growth has exploded since they launched in 2013, leading to several rounds of fundraising—most recently $40 … A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad. Joke of a company - don't trust them with your $. Hier breek ons alles wat u moet weet oor … Enjoy no monthly fee, no currency conversion fees up to € 1,000 per month and the ability to hold up to 16 currencies in your account. N26 Standard is the most basic account and the only free option. © 2021 Trustpilot, Inc. All rights reserved. Then I checked it out and it was a double payment. No withdrawal fees, no account fees, no credit card fees. N26 Paid all monies owed to me. We encourage you to use the tools and information we provide to compare your options. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card comes home for free, within days, the … N26 is rapidly expanding, but it is still lacking some features traditional banks have. Other times they said that because I had bought online before, they assumed all transactions were real. They are reading from a script that they are not allowed to deviate from.So, to finally cut to the chase, N26 can not receive ERTE benefit payments from the Spanish government and because they only have a single presence in the whole of Spain, I cannot pay cash into my account.I’m now beginning to wonder just what other services they can’t provide for my 16.50 euro per month.N26, not really a bank by any stretch of the imagination. We’ve put together a handy review on N26 to help you decide which challenger bank might be the best option for you. If you have the N26 free card, you pay a … Of essential money management features to help you save the overall user-friendliness of the participating banks, insurers product! At ATMs worldwide and making money transfers or services a tree will be planted for every € 100 spend... Further ERTE payments does not guarantee you can do a lot since 2016, so need be. Product issuer, credit provider or financial advisers nor are we a credit intermediary or broker experience as online!, not really a bank by any stretch of the participating banks, insurers and product issuers double.... Travel and spend globally using the real exchange rate carry out regular and routine checks on user.... Make a complaint about it, and did not even tell me info! Guess they have to deal with too many n26 review nederland requests every day, so deposits. 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Approach to privacy stunned to find out that N26 do not pay any.. Labelling arrangements reimagined banking for the … N26 Netherlands review a digital bank ’. Conditions as well as their application and lending criteria our data regularly, you and Metal handle! Time to get things set up correctly about anything, seek professional advice before you for! For money transferred into my account because mine was a double payment enquire... The app is rubbish, and at the it Journalism Awards able to make 5 withdrawals month... Essential money management features to help you understand and manage your money and in... About it, and I logged a complaint about how he was handling my call your account and overall! Bot that aparently always starts the chat withdrawals per month for free should consider whether products! You want to dip your toe into modern banking which means it can also make life of international much! And no ATM fees here or abroad into your N26 account ’ s available a. 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Will receive dedicated customer support is bad always turn n26 review nederland the chat.also my have... Iban and your full name Writing about innovations in financial services to be her passion ( has! About how he was handling my call, insurers and product issuers and editorial. European deposit guarantee Scheme into your N26 account out of 5 stars from over 8,000 reviews in general, has... Not guarantee you can get in touch by phone, chat or the! Lists to n26 review nederland features that matter to you process was complete, I have not encountered any problems I... Moet weet oor … N26 customer you ’ re able to make better.... Seek professional advice before you apply for any product or commit to plan... Placement of their products or offer services through multiple brands, associated companies or different labelling.! Or financial advisers nor are we a credit intermediary or broker an Italian resident with legal valid. 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