Voyage miles are extremely flexible in that they can be used to offset revenue airfare payments. HSBC Visa Infinite. The site does not review or include all companies or all available products. Which is the easiest to hack miles from? Deals and discounts in more than 90 countries. Cardholders earn 2.3 miles per S$1 spend overseas and 1.2 miles locally–plus a boosted rate of 1.6 miles for local dining. For example, the Citi Prestige gives you the 4th night free on hotel stays, which can potentially help to pay for the annual fee. Consider this if you want special travel perks like free hotel nights and unlimited lounge access. The OCBC VOYAGE Card allows you to earn up to 2.3 VOYAGE Miles ... the requirement is definitely on the higher side since the UOB PRVI Miles American Express Card as well as the Citi Prestige only requires S$1,000 and S$1,500 respectively in a foreign currency. Which card takes second place depends on what your overall local/overseas spending ratio is. $535. Income RM4,000 /month Annual Fee Free* Cashback No; Bank Rakyat Platinum Explorer Credit Card-i Min. If you purely go for accumulating miles, OCBC Voyage has a higher earning rate, 1.3 mpd (local) / 2.3 (overseas). None. Indulge in exceptional travel and hotel rewards with the Citi Prestige ® Card, one of Citi's ThankYou ® rewards credit cards designed for avid travelers. ValuePenguin is not in control of, or in any way affiliated with, the content displayed on this website. Earn 2.3 VOYAGE miles (3.54% cash rebate) per $1 overseas spend. Luxury Travel Card with High Miles for Local Dining, OS=Overseas Spend, LG=Local General Spend, LD=Local Dining Spend. OCBC VOYAGE Visa Infinite Card. Credit card : Key benefits: DBS Altitude: $1 = 3 miles on online flight & hotel transactions (capped at $5,000 per month) $1 = 2 miles on overseas spend (in foreign currency) $1 = 1.2 miles on local spend Earn up to 10 miles per $1 spent on Agoda, Expedia, and Kaligo: Which card gives me the best miles rates? Cardholders earn 1.4 miles per S$1 local spend, 2.4 overseas, and 10 with major airlines and hotels. Apply Now. Citi Prestige: $535: Unlimited + 1 guest: HSBC Visa Infinite: $488 (Premier)/ $650 (Regular) Unlimited (supplementary cardholder gets same benefit) OCBC VOYAGE: $488: Unlimited: Maybank Visa Infinite: $600: Unlimited: SCB Visa infinite: $588.50: 6 visits: UOB Visa Infinite Metal Card: $642: 4 visits: SCB X Card: $695.50: 2 visits The former one is a good choice for collecting Asia Miles with the earning ratio of HK$8=1 mile with no mileage conversion fee while the latter one offers many travel perks including up … Prestige has same local earning as Voyage but “only” 2.0 overseas. UOB PRVI Miles Card is great for above average spenders looking to maximise earnings, while optimising with most travel cards requires higher spend. 2/ Please note that payments made after 7pm each day will be processed the following working day. Both cards are pretty similar in that they allow you to effectively buy miles from the annual fee, and have unlimited lounge access (but Voyage works with Plaza Premium whereas Prestige works with Priority Pass, which has more lounges and includes some Plaza Premium lounges as well). Standard Chartered Unlimited Cashback Credit Card. Cash vs Credit Cards: Which Is Better To Use When Travelling? For that, you get Diamond with Hilton Honors which is a notch higher than the “standard” Visa Infinite cards. Online Shopping (Clothes, Shoes, Bags) HSBC Revolution – 2 mpd; OCBC Titanium Rewards – 4 mpd (Capped at S$1,000 per statement period) Citi Rewards – 4 mpd; UOB Preferred Platinum Visa – 4 mpd (Capped at S$1,000 per calendar month) POSB Everyday vs Citi Cash Back vs OCBC 365: Find out which credit card fares the best in helping you milk every dollar as you spend on essentials. DBS Altitude vs Citi PremierMiles vs OCBC 90N. None. Consumers are most likely to benefit from OCBC Voyage Card if they spend most of their budget locally, with at least 25% of local spend on dining. The OCBC Premier VOYAGE Card is designed with frequent flyers in mind. Which one give better return? Carrie is a Senior Analyst at ValueChampion, helping consumers find the best credit cards and other financial products based on quantitative and qualitative analysis. Therefore, we strongly advise you to make your payment in advance. Consider this if you travel overseas frequently for business or shopping. Their earn rates are quite comparable as well. It’s also worth mentioning that, as with many travel cards, high spend is most likely to maximise rewards. You Deserve It: Cost of 5 Luxury Staycations for the Year-End Holidays, Affluent consumers with an unpredictable travel schedule, Lower spenders preferring cashback to miles, 1.2 miles per S$1 local general, 1.6 local dining, 15,000 annual bonus renewal miles (worth S$150), Unlimited lounge access, free travel insurance, limo transfers, golfing privileges & more, Access to limo transfers requires S$3,000 minimum spend, Earn 3 voyage miles per S$1 spend overseas ans 2.5 miles on local dining spend (valid until January 31), Recurring bills are not eligible to earn rewards, Spend rewarded in Voyage Miles, redeemable as cash, KrisFlyer miles, or vouchers, Voyage Miles must be redeemed by phone, via the Voyage Exchange hotline, There is no conversion fee for changing Voyage Miles to KrisFlyer Miles, Unlimited Plaza Premium airport lounge access, Up to 2 free limo transfers/mo (S$3,000 min spend/transfer), 50% off weekday green fees at select golf fairways in SE Asia, Free travel insurance & global concierge service, OCBC Voyage Card: Most Flexible Miles Redemption. 20, planning to contribute monthly/yearly and take out around 55 to 60 S own rewards or... 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